澳洲国民银行NAB黑名单上有您的物业在吗?丨一德海外移民

澳大利亚

澳洲国民银行NAB黑名单上有您的物业在吗?

2017-12-21

123

澳洲投资移民中介

据澳洲金融点评报指出:澳洲百姓银行汇编一份包罗超越600个城镇和城区的黑名单,对在这些地区购置物业的买家有更高的首付要求。 

百姓银行的名单分为A类别的邮编地区,贷款与房价比例上限是百分之70,而B类别的名单则为百分之80。也便是说A类别的地区,需求买家支付至少30%首付,B类别地区为至少20%。 

我们来看下详细名单(请按框架右侧滑轮下拉) 
GROUP A
 
贷款与房价比例上限为百分之70
 
6390 Boddington WA
6429 Coolgardie WA
6436 Menzie, Ularring WA
6437 Leinster, Sir Samuel WA
6438 Leonora, Lake Darlot WA
6440 Bandya, Beadell, Cosmo Newbery, Lake Wells, Laverton, Neale WA
6442 Kambalda East & West, WA
6642 Meekatharra WA
6646 Wiluna, Lake Carnegie, Little Sandy Desert WA
6710 Cane, Onslow, Peedamulla, Talandji, Yannarie WA
6713 Dampier WA
6714 Antonymyre, Balla Balla, Banynton, Bulgarra, Burrup, Cleaverville, Cooya Pooya, Gap Ridge, Gnoorea, Karratha, Karratha Industrial Estate, Maitland, Mardie, Millars Well, Mulataga, Nickol, Pegs Creek, Sherlock, Stove Hill WA
6716 Pannawonica WA
6718 Roebourne, Whim Creek WA
6720 Cossack, Point Samson, Wickham WA
6721 Port Hedland WA
6725 Eighty Mile Beach WA
6728 St George Ranges WA
6751 Tom Price WA
6753 Newman WA
6754 Paraburdoo WA
6758 Nullagine WA
6760 Marble Bar WA
4413 Auburn QLD
4415 Columboola QLD
4420 Baroondah QLD
4455 Wycombe QLD
4521 Mount Pleasant QLD
4581 Eurong, Fraser Island, Inskip, Rainbow Beach QLD
4660 Apple Tree Creek QLD
4674 Oyster Creek QLD
4678 Bororen, Foreshores, Rodds Bay, Turkey Beach QLD
4680 Gladstone QLD
4715 Mount Murchison QLD
4717 Blackwater QLD
4720 Emerald, Yammala QLD
4737 Sarina QLD
4738 Ilbilbie, Koumala QLD
4740 Beaconsfield QLD
4741 Mount Ossa QLD
4742 Burton, Eaglefield, Elphinstone, Hail Creek, Kemmis, Mount Britton, Nebo, Oxford, Strathfield, Turrawulla, Valkyrie QLD
4743 Suttor, Glenden QLD
4744 Moranbah QLD
4745 Cotherstone, Dysart QLD
4746 May Downs, Middlemount QLD
4800 Conway QLD
4804 Collinsville, Mount Coolon, Mount Wyatt, Newlands, Scottville, Springlands QLD
4805 Bowen QLD
4820 Campaspe QLD
5600 Whyalla, Whyalla Playford SA
5601 Point Lowly SA
5608 Whyalla Norrie, Whyalla Stuart SA
5609 Whyalla Jenkins SA
5725 Olympic Dam, Roxby Downs SA
0885 Alyangula NT
7030 Brighton TAS
7155 Kettering TAS
7467 Queenstown, Lake Margaret
7468 Macquarie Heads, Strahan TAS
7469 Zeehan, Trial Harbour, Renison Bell, Granville Harbour TAS
7470 Rosebery TAS
 
GROUP B
 
贷款与房价比例上限为百分之80
2000 Barangaroo, Dawes Point, Haymarket, Millers Point, Sydney, The Rocks NSW
2008 Chippendale, Darlington NSW
2017 Waterloo, Zetland NSW
2019 Banksmeadow, Botany NSW
2037 Forest Lodge, Glebe NSW
2067 Chatswood NSW
2112 Denistone East, Putney, Ryde NSW
2118 Carlingford NSW
2127 Newington, Sydney Olympic Park, Wentworth Point NSW
2140 Homebush NSW
2141 Berala, Lidcombe, Rookwood NSW
2142 Camellia, Clyde, Granville, Holroyd, Rosehill NSW
2144 Auburn NSW
2146 Toongabbie NSW
2150 Harris Park, Parramatta
2153 Balkham Hills, Bella Vista, Winston Hills NSW
2166 Cabramatta, Canley Vale, Canley Heights, Lansvale NSW
2168 Ashcroft, Busby, Cartwright, Green Valley, Heckenberg, Hinchinbrook, Miller, Sadleir
2194 Campsie NSW
2195 Lakemba, Wiley Park NSW
2199 Yagoona NSW
2205 Arncliffe, Turrella, Wolli Creek NSW
2208 Kingsgrove NSW
2209 Beverly Hills, Narwee NSW
2210 Lugarno, Peakhurst, Riverwood NSW
2211 Padstow NSW
2220 Hurstville NSW
2222 Penshurst NSW
2566 Varroville, Bow Bowing, Minto, Raby, St Andrews NSW
2767 Bungarribee, Doonside, Woodcroft NSW
2769 The Ponds NSW
3000 Melbourne VIC
3004 St Kilda Rd VIC
3006 South Bank, South Wharf VIC
3008 Docklands VIC
3067 Abbotsford VIC
4000 Brisbane City, Petrie Terrace, Spring Hill QLD
4006 Bowen Hills, Fortitude Valley, Herston, Newstead QLD
4010 Albion QLD
4032 Chermside QLD
4101 Highgate Hill, South Brisbane, West End QLD
4102 Dutton Park, Woolloongabba QLD
4215 Labrador, Southport QLD
5000 Adelaide SA
5001 Adelaide SA
6000 Perth WA
6003 Highgate, Northbridge WA
6004 East Perth WA
6005 Kings Park, West Perth WA
6100 Burswood, Lathlain, Victoria Park WA
6103 Rivervale WA
800 Darwin NT
受影响最严峻的是西澳、南澳、北领地和昆州好多州里地区,买家需求百分之30的首付才可取得房贷。盼望在布里斯班、悉尼和墨尔本购置内城区公寓则需求百分之20的首付。

一名银行发言人说: “澳洲百姓银行思考差别的经济要素,并定期监察当地市场的表示以确保我们持续以担任任和可继续性的方法批出贷款。我们明确没有任何两个城区是完全相同的,在澳洲有一些地理地区已遭到当地的经济状况影响。

作为一家担任任的贷款机构,我们在这些地理地区接纳的政策是为了减低对我们的客户和业务带来的危害。” 现在百姓银行依然在这些城区批出贷款。

点击查看更多:澳洲海外生活水平
澳洲移民中介
 

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